
“Staff at Annual general Meeting”
Mubuga SACCO Ltd · Kisoro
The people’s fund that fights poverty
Growing Together.
Building Financial
Futures.
Discover savings and credit solutions designed to support your goals, strengthen your business and help your family move forward with Mubuga SACCO.
Kisoro District
Head Office
Est. 2005
Serving Kisoro since 2005
Multiple Products
Loans & Savings
Savings Solutions
Safe, accessible savings accounts for every member
Agricultural Financing
Supporting farmers and rural livelihoods in Kisoro
Business Support
Credit for traders, shops and small enterprises
Member-Focused
A cooperative owned and run by its members

Trust
Integrity
Community
Financial Services Rooted in Our Community
Mubuga SACCO Ltd is a member-owned savings and credit cooperative registered and operating in Nyakinama Sub-county, Kisoro District, Uganda. We provide accessible savings and credit services to members in the community.
Our cooperative exists to help members save regularly, access affordable credit and work towards productive financial goals. We serve farmers, traders, households, small business owners and other community members across Kisoro.
Our Mission
[To be confirmed by management]
Our Vision
[To be confirmed by management]
Save with Purpose, Grow with Us
- Ordinary SavingsA regular savings account for all members to grow their money safely.Learn more
- Voluntary SavingsFlexible savings allowing members to deposit amounts of their choice.Learn more
- Fixed Deposit AccountLock a lump sum for an agreed period and earn 13% interest per annum.Learn more
- Junior / Minor AccountA savings account designed to build financial habits for children.Learn more
- Individual AccountA personal account in your own name for saving, borrowing and MSACCO mobile banking.Learn more
- Group AccountFor VSLAs, associations and community groups saving together.Learn more
- Institutional AccountFor schools, churches and organisations, including school fees collection from parents.Learn more
Financing to Help You Move Forward
- Business / Commercial LoanFinance for businesses, traders, shops and commercial enterprises to grow their operations.View details
- Agricultural LoanFinance for crop production, farm inputs and agricultural activities. Includes a 3-month grace period.View details
- School Fees LoanHelp families meet education costs for children at school or university.View details
- Development LoanFinance for productive development activities to improve livelihoods and community progress.View details
- Home Improvement LoanFinance renovation, construction and development of your family home.View details
- Boda Boda LoanFinancing for boda boda operators to acquire or maintain their motorcycles.View details
- Medical LoanAccess funds to meet urgent medical and healthcare expenses for your family.View details
- Emergency LoanFast access to funds for urgent and immediate financial emergencies.View details

Supporting Farmers.
Strengthening Livelihoods.
Agriculture is the backbone of many households in Kisoro. Mubuga SACCO offers an agricultural loan product to help eligible members finance farm-related activities.
Enquire About Agricultural LoansBank with Mubuga SACCO on your phone
Deposit savings, withdraw, repay loans and pay school fees any time, with the MSACCO app or by dialling a short code on MTN or Airtel.
Get the app
Why Choose Mubuga SACCO?
- Community-Focused ServicesWe are a member-owned cooperative. Every decision is made in the interest of our members and the Kisoro community.
- A Culture of SavingWe encourage regular saving through accessible and flexible savings products suited to different income levels.
- Productive FinancingOur loan products are designed to finance productive activities — farming, business, education and household development.
- Range of ProductsFrom agricultural loans to school fees financing and VSLA savings, we offer products for varied member needs.
- Direct Staff AccessSpeak directly with our staff at the Nyakinama office. We are here to answer your questions and guide your application.
Become Part of the Mubuga SACCO Community
Membership is open to eligible individuals in the community. Enquire with our office about requirements, registration and how to get started.
Loan Repayment Calculator
All MUSACCO loans are at 1.8% per month on reducing balance. Use this tool to estimate your repayments.
Select the method applicable to your loan. Confirm with SACCO staff.
Estimated Monthly Payment
UGX 93,402
Total Repayment
UGX 1,120,824
Total Interest
UGX 120,824
Disclaimer: These figures are estimates for illustration only. Actual rates, fees and repayment schedules must be confirmed with Mubuga SACCO staff before applying.
Find Us
We have offices in Kisoro District. Select a branch to see its location on the map.
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Head Office – Mubuga
MainMubuga, Nyakinama Sub-county, P.O. Box 99, Kisoro, Uganda
0394 841 360 / 0394 845 526
Mon–Fri: 8:00 AM – 5:00 PM
Frequently Asked Questions
No FAQs published yet.
Talk to Mubuga SACCO
Have questions or ready to enquire? Fill in the form or contact us directly. We aim to respond within one business day.
Contact Details
Address
Nyakinama Sub-county, Kisoro District P.O. Box 99, Kisoro, Uganda
Telephone
0394 841 360 0394 845 526
mubugasacco@gmail.com
Hours
Mon – Fri: 8:00 AM – 5:00 PM



